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Multi-factor authentication requires entering a second piece of information - such as a code sent to your smartphone - to access an account. Consider enabling multi-factor authentication if it’s available. Use a combination of numbers, letters and symbols to make these passwords more difficult to crack. Change your passwords: Make sure to change the passwords you use for your banking, credit card and other accounts.Here are some steps you can take if you’ve been responded to a phishing scam to help protect yourself against identity theft.

Make sure your computer is protected by strong, multi-layered security software. Spam filters can help block emails from illegitimate sources, but you should always use your best judgment in case phishing emails get past your blocker.

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Scammers use these ads to either install malware on your computer or scam you out of a payment for a computer clean-up you don’t need. Often, the pop-ups will warn you that your computer is infected and instruct you to call a phone number or install antivirus protection. Hackers can add fraudulent messages that pop up when you visit even legitimate websites. Your bank or credit card provider will never ask you to provide bank account numbers, your Social Security number, or passwords through email.
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If you do decide to read it, be careful not to click on links or download files. If you don’t recognize the sender of an email, consider deleting it. Urgent requests for action are often phishing scams. Never reply hastily to an emergency request.

That’s why many will send emails asking you to immediately click on a link or send account information to avoid having your bank account or credit card suspended. Phishers want you to act quickly, without thinking. Instead, the email might start with a generic greeting such as “Dear Sir or Madam” or “Dear Account Holder.” Phishing emails might not be addressed specifically to you. Scammers have gotten better at avoiding these errors, but if you do receive an email littered with typos and weird language, that email might be sent from someone phishing. There was a time when you could easily spot phishing emails because they were littered with spelling and grammar mistakes. Never provide this information in response to an email. Your bank, or any financial institution, will never ask for your Social Security number, bank account number, or PIN by email. A bank - maybe not even your own - is asking for your account information or other personal financial information.The offers may look irresistible but resist them. They’re likely phishing emails. Phishing emails may try to hook you with what appears to be incredibly cheap offers for things like smartphones or vacations. But there are still some signs you can look for. Scammers have become more sophisticated when it comes to sending out phishing emails.
